Hey there, you mentioned wanting to protect your family's business by having insurance. It's great to hear that you're being proactive about this! As you continue to think about the long-term success of your family's business, consider creating a business plan. It can help you map out your goals and strategies and provide a solid foundation for your business to grow. I found a helpful resource for creating a business plan specifically for owner-operators, which you might find useful:
https://www.ogscapital.com/business-plan/lmia-owner-operator-business-plan/. Good luck with your candy vending business, and wishing you all the best for the future!